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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Family Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Family Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$27.90
$28.80
$30.00
$30.60
$31.20
$32.10
$33.90
$36.00
$36.90
$38.10
$40.20
$41.70
$43.50
$46.20
$48.00
$49.50
$51.90
$53.70
$56.10
$59.40
$62.10
$65.40
$67.80
$72.00
$75.30
$80.70
$84.90
$90.00
$96.00
$102.90
$112.20
$120.90
$131.40
$147.30
$162.00
$179.40
$197.10
$217.50
$239.40
$264.60
$292.20
$322.80
$354.90
$426.90
$466.50
$509.70
$557.70
$610.20
$668.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Family Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$55.80
$57.60
$60.00
$61.20
$62.40
$64.20
$67.80
$72.00
$73.80
$76.20
$80.40
$83.40
$87.00
$92.40
$96.00
$99.00
$103.80
$107.40
$112.20
$118.80
$124.20
$130.80
$135.60
$144.00
$150.60
$161.40
$169.80
$180.00
$192.00
$205.80
$224.40
$241.80
$262.80
$294.60
$324.00
$358.80
$394.20
$435.00
$478.80
$529.20
$584.40
$645.60
$709.80
$853.80
$933.00
$1,019.40
$1,115.40
$1,220.40
$1,336.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Family Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$73.80
$75.60
$76.80
$78.60
$81.00
$84.00
$85.80
$88.80
$93.00
$96.00
$99.60
$103.20
$108.00
$113.40
$118.80
$125.40
$130.80
$135.60
$142.80
$145.80
$153.00
$159.00
$167.40
$175.80
$184.20
$194.40
$204.60
$217.20
$228.60
$242.40
$256.20
$277.80
$300.60
$324.60
$351.00
$391.20
$431.40
$475.20
$522.60
$575.40
$631.80
$699.00
$770.40
$849.00
$935.40
$1,120.80
$1,226.40
$1,341.00
$1,465.20
$1,601.40
$1,751.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov